Union Bank Debit MASTERCARD™
Better than using a check, Union Bank’s Debit MasterCard™ allows you to make purchases at millions of locations worldwide – anywhere you see the MasterCard logo. Your payment is debited directly from your checking account. Access your account through any ATM displaying the PLUS®, NYCE® or MasterCard™ logos. Enjoy free transactions at over 50 ATMs throughout Vermont – anywhere you see the VINA™ network logo. A detailed record of your debit card transactions appears on your monthly checking account statement. Be reassured of online payment protection by registering your debit card with MasterCard SecureCode.

VIRTUA!™
We created VIRTUA! for the individual who wants convenience, efficiency and is environmentally aware. VIRTUA! is a paperless checking account. It is designed as a completely electronic way to handle your finances. Included with VIRTUA! is Union Bank's NetTeller Online Banking Services and PowerPay electronic bill pay, which allow you to monitor your VIRTUA! account, as well as transfer funds, pay your Union Bank loans and create one-time or recurring electronic payments to pay your bills. With PowerPay, you can pay anyone, including rent payments, utilities, auto and home loans and much more!

To give you greater choice, we offer VIRTUA! in six bold colors. You can also earn ScoreCard® Rewards for all signature purchases Includes paperless, itemized monthly e-statement NetTeller® Internet Banking and PowerPay® bill pay and Optional UB SmartSave, which automatically transfers money from your checking account to your other UB account at predetermined intervals (this feature requires a combined statement).

NOTE: To report a lost or stolen Union Bank Debit Mastercard after normal business hours, please call 802-888-6448 (or 1-800-583-2869 toll-free, out of area) , follow the voice prompt and press "7".  You will be instructed via voice prompts on how to respond. 

NET Teller™
Union Bank’s complimentary NetTeller™ service allows you to bank online 24 hours a day, 7 days a week from any PC with Internet connectivity. View account balances and history, transfer funds between accounts, view check images and download data for use with your own financial software such as Microsoft Money® or Quicken®.  User identification and password is required.

Power Pay™
PowerPay®, Union Bank’s electronic bill pay service provides you with the POWER to PAY your bills online. Why waste time and money on checks, stamps, envelopes and trips to the post office? PowerPay® can help you pay any bill with a few simple strokes of your keyboard. Just imagine how much time you’ll save! (You get 25 complimentary PowerPay transactions each month, each transaction above 25 carries $0.50 processing fee.) PowerPay is easy to set up and simple to use, conveniently accessed through our NetTeller® online banking service. PowerPay™ can help you pay any bill with a few simple strokes of your keyboard.

Express Telebanking™
Our FREE Express Telebanking service allows you to access your accounts 24 hours a day, 7 days a week with any touch-tone telephone in the continental United States. Transfer funds, check account balances and history or listen for current interest rates. For local access in Lamoille County, call 888-6448. If you're out of town, call toll-free (800) 583-2869. An access code is required.

Converting to Union Bank E-Statements conserves time, postage and paper!
We are very pleased to offer you an exciting option: E-Statements.  With Union Bank E-Statements, you receive electronic versions of your eligible checking and savings account statements via our popular NetTeller Online Banking Service.  Besides eliminating paper, mail box space and desk clutter, you can access your statements one day after they are created, and not have to wait for the post office.  You can also view, download and/or print out statements from previous months.  For convenience, we’ll send a friendly reminder to your email in box that your E-Statement is ready for viewing.   Want to simplify?  Stop by any Union Bank offfice to sign up for E-Statements today and feel free to contact us at 802.888.6600, or toll free 1.866.862.1891.

Direct Deposit
Why make another trip to the bank? Ask us today about setting up electronic direct deposit for your paycheck, government payment, annuity payment or other recurring deposit to your Union Bank account.

Wire Transfers
Union Bank can initiate domestic and international wire transfers to accounts at other financial institutions. We are an online participant in FEDWIRE services. With Union Bank, your wire transactions are as good as cash.

Contact Us
For more information on any of our convenient banking services, please contact your local Union Bank office, email us or call toll-free 1-866-862-1891 today!