Union Bank

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Lines of Credit

Lines of credit are used to smooth out your business’ cash-flow cycle. Union Bank offers both seasonal and asset-based commercial lines of credit to local businesses in Vermont and New Hampshire.

When you don’t have to worry about paying vendors or making payroll, you can focus on the core competencies that make your business succeed. Commercial credit provides the right amount of cash when you need it so you can get back to work.

Union Bank has been investing in the communities where we do business since 1891. Our commercial lines of credit are one of many convenient financial options we give VT and NH businesses so that they can grow and create jobs.


Seasonal lines of credit 

Seasonal lines of credit help established businesses with cash to supplement revenue during the off-season. Keep operations running at an appropriate level even when income is seasonally down.

Asset-based lines of credit

Asset-based lines of credit are used for established manufacturers or distributors that need to finance the production or purchase of goods until inventory is sold and payment received. Asset-based lines of credit are generally secured by inventory or accounts receivable.

Stop by or contact a member of our Commercial Lending Team to learn more.


Apply Now

Download our printable application. The PDF below contains instructions and “field fillable” boxes you can type directly into. Once completed, simply print out, sign and deliver (or mail) to any of our locations or Commercial Lending Team members.

Commercial Loan Application

Download the free Adobe PDF Reader.