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EMV Chip Card Technology

Your security is important to us. That’s why we added chip technology to Union Bank Debit MasterCards.

Things you need to know when you receive your EMV Chip Card:

Why Chip Cards?


Using Your  Chip Card is Easy

You can continue using your new chip card for everyday purchases as you do today. Just swipe your card when shopping at merchants without chip-enabled terminals.

For Merchants with Chip-Enabled Terminals, Follow These Easy Steps:
Simply insert the card into the terminal and wait for the transaction to complete-no swipe needed.

  1. Insert your chip card into a chip-friendly reader.
  2. Follow prompts: Approve the amount.
  3. Follow prompts: Enter your PIN or provide your signature.
  4. Remove your chip card when prompted.

EMV CHIP CARD FAQs