Union Bank

Online Banking

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Debit MasterCard

Convenient, worry-free and cost-effective — but with none of the unpleasant surprises a monthly credit card can bring, your Union Bank Debit MasterCard can be used anywhere MasterCard is accepted.

Whether you elect to use your debit card to withdraw cash at ATMs, shop online, or in the checkout line to buy groceries, each transaction is conveniently deducted from your checking account. If you choose to sign for your purchases at checkout, you earn ScoreCard Rewards that you can redeem online for merchandise and travel.

As a valued Customer we are pleased to offer you MasterCard SecureCode.  MasterCard SecureCode provided in association with MasterCard International, protects your card against unauthorized use when you shop online at participating retailers. To set up your account and SecureCode now,  click on the link above.

When using your debit card at an ATM, Union Bank customers  automatically become members of the Allpoint ATM Network, giving you access to America’s largest surcharge-free network with 55,000 ATMs Worldwide and 2,500 locations  in New England. Simply use your Union Bank Debit MasterCard to get cash at any Allpoint ATM.


EMV Chip Card Technology

Your security is important to us. That’s why we added chip technology to Union Bank Debit MasterCards.

Look for your new card to be issued in the next several months:
We have begun issuing new debit cards to our customers and plan to have all of the chip cards issued by the end of the year 2016.


Things you need to know when you receive your new card:

Why Chip Cards?


Using Your New Chip Card is Easy

You can continue using your new chip card for everyday purchases as you do today. Just swipe your card when shopping at merchants without chip-enabled terminals.

For Merchants with Chip-Enabled Terminals, Follow These Easy Steps:
Simply insert the card into the terminal and wait for the transaction to complete-no swipe needed.

  1. Insert your chip card into a chip-friendly reader.
  2. Follow prompts: Approve the amount.
  3. Follow prompts: Enter your PIN or provide your signature.
  4. Remove your chip card when prompted.

 Download EMV FAQs