UB 55 Checking
UB 55 Checking offers customers age 55 and over unlimited check writing and a variable-tiered interest rate on balances above $300. Interest is compounded and credited monthly. A minimum balance of $25 is required to open an account, but this account carries no monthly service fee and doesn’t require a minimum balance. A monthly inactivity fee of $3 applies if your account is inactive for a period of 120 days or more with an account balance of less than $100.
UB 55 Checking includes:
- Online Banking and Bill Pay
- Mobile Banking
- Union Bank Debit MasterCard
- Unlimited check writing and no per-check fees
- ScoreCard Rewards program for signature-based debit purchases
- No fee access to the Allpoint ATM network
Make the most of your UB 55 checking account with these options:
- Mobile check deposit (for qualifying customers)
- eStatements rather than paper statements
- Overdraft protection (requires credit approval)
- Scheduled transfers with UB SmartSave, which lets you schedule transfers from your checking account to other accounts at predetermined intervals for no fee.
Upgrade to our VIP program for just $4 per month for additional discounts, free checks and overdraft protection.
Download Deposit Account Comparison Chart